What Investors (Should) Know Ahead of Time

January 11, 2018

investorsI was thinking about demographics the other day, in the context of what they mean for economic growth over the next decade or so. One of the reasons growth has been so slow in recent years is simply because of the age mix of the population. Baby boomers are aging and retiring, so they are spending less. The rising millennial generation, on the other hand, has not yet hit its peak earning and spending years. As such, the drag from the boomers offsets the gain from the millennials. It will continue to do so for the next couple of years, but then that will change. The effect of demographics is one of the few things we really can know ahead of time in economics. We know who has been born—and when. After that, it is just a matter of counting.

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What to Watch for in 2018: Housing and Auto Sales

January 4, 2018

Yesterday, I noted briefly that I would be “keeping an eye” on how long the good times last in the new year. It was one of those offhand comments that, once you think about it, really requires quite a bit more thought and analysis than at first glance. As an example, my dog is now barking like crazy at the snow. Why is he barking? I don’t know, and I suspect he doesn’t either. He just knows things are different and therefore worrying, and he wants to let his people know he’s on the job. My aim is to be at least slightly smarter than the dog here, so let’s lay the groundwork for what we will be watching in 2018.

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A Quick Note to Start the New Year

January 3, 2018

Today’s post will be a quick note as I catch up after a couple of weeks out for the holidays.

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As 2018 Dawns, There Is Much to Be Grateful For

December 29, 2017

As I’ve said many times before, I believe that gratitude is a foundation for both happiness and a mindful life. Every day, I write down at least three things I’m grateful for, a practice that is proven to increase well-being. Beyond that, I also try to make time every couple of months to really think through my life and all I have to be thankful for.

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Is It Time to Rotate Out of International Equities?

December 28, 2017

Today’s post comes from Anu Gaggar of Commonwealth’s Investment Research team. Take it away, Anu! —Brad

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Is Global Diversification Worth the Risks? (Part II)

December 27, 2017

Today's post is from Peter Essele, manager of Commonwealth's Investment Management and Research team. 

A little over a year ago, my colleague, Anu Gaggar, and I conducted a study for the Independent Market Observer. We examined the emerging markets and international asset classes through the lens of investor behaviors, noting at the time that many investors had shed these asset classes during 2016. They did so largely because they feared underperformance and higher volatility. We believed there could be negative consequences on portfolio returns from this decision, however, so we took a closer look.

Today, we're revisiting this topic to see whether investors have changed their minds since then, choosing to once again accept the risks of global diversification. And, if so, what might that mean for their portfolios going forward?

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Merry Christmas to All

December 22, 2017

I have always loved Christmas. But as I grew older, as much as I loved it, I think I lost much of the spirit. Now that I have a young son—who enjoys baking cookies with his mom and eyeing presents under the tree, while continuing to wrestle with the stress of being good under the eye of the “Elf on the Shelf"—I find myself recovering much of what I had lost. This is wonderful, but, as a father, I also find myself reaching deeper into the meaning of the holiday.

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