The Independent Market Observer

David Haughton, JD

David Haughton is an advanced planning consultant at Commonwealth Financial Network®, Member FINRA/SIPC, the nation’s largest privately held Registered Investment Adviser–independent broker/dealer. With the firm since March 2018, David provides estate, trust, charitable, education, business, and social security planning support to advisors. He graduated with a BA from the University of Massachusetts and earned his JD at the Massachusetts School of Law. He is admitted to the Massachusetts and New Hampshire bar, as well as the U.S. District Court, District of Massachusetts, and the U.S. District Court, Court of New Hampshire.

Recent Posts

Is Social Security Running Out of Money?

September 3, 2021

Brad here. One of the key pieces of news to hit my desk this week was that the social security trust fund was projected to run out of money a year earlier than expected. Not only will this affect everyone who is retired now, but it will also affect those who plan to retire around the time that money runs out (like me). So, it’s personal. That said, I went to our Advanced Planning group for guidance. David Haughton, advanced planning consultant, prepared a summary on what is happening—and what isn’t. Thanks, David. While I am still not happy about the news, I appreciate the clarity and context he provides around the facts of the situation.

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