The Independent Market Observer

Tom Scarlata

Tom Scarlata is an investment research associate at Commonwealth Financial Network®, member FINRA/SIPC, an independent broker/dealer-RIA. Tom supports investment management analysts with due diligence and research activities on fixed income and alternative investments. He also assists with aggregating and presenting daily, weekly, and monthly investment analysis and performance reporting. Tom graduated from Bentley University with a BS in economics and finance.

Recent Posts

2024 Midyear Outlook: Can Investors Find Solid Ground in Fixed Income?

July 15, 2024

When we began 2024, six interest rate cuts were expected. But with stickier-than-expected inflation and strong job growth, markets significantly lowered those expectations. As a result, rising interest rates created headwinds for rate-sensitive assets, although a resilient economy helped lower-credit-quality parts of the fixed income market (e.g., high-yield and bank loans) outperform their higher-credit-quality counterparts.

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Young People in Fancy Cars

February 21, 2020

Brad here. When I was younger, I had the oldest, most beat-up car of any of my friends. It was a 1981 Toyota Celica that I bought in 1988 and kept until 1997. Yes, I am cheap. My colleague Tom Scarlata, of Commonwealth’s Investment Management and Research group, is also cheap—which I applaud—as well as thoughtful. His observations and conclusions put some context around spending behaviors we see every day, but might not be thinking about enough. Thanks, Tom!

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