Krista Teegarden

Krista is an advanced planning consultant at Commonwealth Financial Network®, member FINRA/SIPC, the nation’s largest privately held Registered Investment Adviser–independent broker/dealer. In this role, she provides financial planning support for advisors, including estate, trust, charitable, education, business, and social security planning strategies. Krista earned her bachelor’s degree in finance at Biola University. She holds CA life, accident, and health insurance licenses; the Chartered Financial Consultant (ChFC®) and Chartered Life Underwriter (CLU®) designations, as well as her FINRA Series 7 securities registration.

Information about securities-registered professionals may be found at FINRA BROKERCHECK.

Recent Posts

Does Your Client Still Need an ILIT?

Does Your Client Still Need an ILIT?

Posted by Krista Teegarden

June 4, 2019 at 10:00 AM

Under the Tax Cuts and Jobs Act of 2017, the federal estate tax exemption increased from $5.49 million to $11.4 million per individual (in 2019). This boost means a married couple can exclude a staggering $22.8 million from estate tax!

But this dramatic change has also prompted many clients to question whether they still need an irrevocable life insurance trust (ILIT) if their estate is valued below this exemption. The answer is . . . it depends.

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Topics: Estate Planning

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