A Guide to Teaching Financial Literacy to Your Clients’ Children

Posted by Justin C. Duft, JD, CFP, CLU, ChFC, CLTC

August 14, 2018 at 10:00 AM

You help your clients navigate today’s complex financial environment on a daily basis. But did you know that you’re in a unique position for teaching financial literacy to your clients’ children? 

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Topics: Financial Planning

Benefit or Backfire: Navigating the Irrevocable Medicaid Trust

Posted by David Haughton, JD

July 10, 2018 at 10:00 AM

Establishing an irrevocable Medicaid trust can help protect assets from liquidation when the need for an extended nursing home stay arises. When this strategy works, a loved one’s admission to a long-term care facility does not result in a substantial spend-down of investments, and wealth can be preserved and transferred to the next generation. But a strategy involving placing assets into an irrevocable arrangement should not be entered into lightly, especially if there are viable alternative protection strategies available.

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Topics: Financial Planning

Changes to Pass-Through Business Taxation Under the Tax Cuts and Jobs Act

Posted by Whitney Drechsler, JD

June 26, 2018 at 10:00 AM

As a small business owner and/or a financial advisor to small business owners, it is imperative for you to be informed regarding changes to pass-through business taxation under the Tax Cuts and Jobs Act (TCJA). Some of the provisions are complex and will require you to use the appropriate calculators, as well as to seek advice from a tax counselor or tax preparer. So, to help you lay the groundwork for understanding these changes, let’s take a deeper dive into what’s new for pass-through business taxation under the TCJA, as well as some planning opportunities for you and your clients.

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Topics: Financial Planning

The ABCs of Medigap and Medicare

Posted by Maureen Baxter, CLU, ChFC

May 2, 2018 at 1:30 PM

As a financial advisor, understanding health insurance options for retirees is critical to providing your clients with the support they need as they transition into retirement. You may know of Medigap and Medicare Advantage plans as common retirement health care solutions, but the level of coverage each offers is different, and it’s important to be able to recognize and explain the distinctions between them.

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Topics: Financial Planning

Beyond the Basics: Strategies for Multigenerational Planning

Posted by Whitney Drechsler, JD

April 24, 2018 at 10:00 AM

In the next 30 years, approximately $40 trillion will pass from the baby boomers to future generations. Given this sizable transfer of wealth, successful advisors must be equipped to counsel not only their existing clients, but also their clients’ children, grandchildren, and even parents. With this in mind, let’s take a closer look at strategies for multigenerational planning, plus how to go beyond the basics in meeting the financial goals of individuals across generations.

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Topics: Financial Planning

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