Independence Day is one of my favorite holidays. Although the experience will undoubtedly be different this year, I love the tradition and the opportunity to gather with friends and family. And, of course, I love the meaning behind the day: celebrating the birth of our nation and the values we hold dear.

Franklin D. Roosevelt said, “The only thing we have to fear is fear itself.” When I talk to wirehouse advisors about going independent, I often hear fear in their voices. Will their clients follow them? Will they get the support they need? Will they be able to pay the bills? If you have these same fears, I’m going to show you why your perception about going independent may be wrong.

Time is a precious commodity, and we never seem to have enough of it. We live in a world where everything—including our own financial services industry—is changing at warp speed, DOL rule notwithstanding. So, how can we possibly keep up and enjoy a better work/life balance?