What Your Clients Need to Know About Debt Management

Posted by David Haughton, JD

January 14, 2020 at 10:00 AM

Helping your clients use debt wisely goes hand in hand with budget planning. While many think the term debt carries a negative connotation, not all forms of debt should be viewed with disfavor. For some, debt is a necessary piece of their financial picture, and it can be used to help obtain an education, purchase a home, or establish a business.

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Topics: Financial Planning

How to Add Value with Strategic Charitable Planning

Posted by Heather Zack, JD, LLM, CAP

December 11, 2019 at 1:30 PM

The holiday season is a time for reflection, when many of your clients will be focusing on how best to execute their goals for charitable giving. And, of course, with December 31 close at hand, they’ll also be highly interested in reducing their tax liability. So, integrating strategic charitable planning into your end-of-year client meetings presents you with an enhanced opportunity to provide valuable guidance. Conversations about how your clients can support organizations they care about while minimizing taxes can give you greater insight into clients’ lives and help you forge deeper, longer-lasting relationships.

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Topics: Financial Planning

Getting to Know Women Investors

Posted by Anuradha Gaggar, CFA, FRM

November 13, 2019 at 1:30 PM

Women's economic clout is on the rise. They are generating and managing a growing amount of global wealth. They are increasingly participating in the workforce, leading major corporations, starting new businesses, and inheriting wealth. These positive shifts have translated into real financial power—and likely into a growing segment of your business.

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Topics: Financial Planning

Financial Guidance for Recent Widows

Posted by Whitney Drechsler, JD, LLM, CFP

October 23, 2019 at 1:30 PM

Yesterday, we focused on what financial advisors can do to help women navigate the financial implications of the end of a marriage. Today, we’ll discuss how to assist recently widowed clients.

A 2018 UBS Investor Watch Survey found that nearly 70 percent of married women from around the world believe they’ll outlive their husbands. This belief is confirmed by recent U.S. government data showing that women are living longer than men by roughly five years. Yet many of the women who experience a husband’s death are unprepared to handle the major financial issues that suddenly fall on their lap. That’s especially true for women who’ve abdicated control of financial planning and investing decisions to their spouse over the years.

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Topics: Financial Planning

Guiding Women Through Financial Change After a Divorce

Posted by Whitney Drechsler, JD, LLM, CFP

October 22, 2019 at 10:00 AM

Numerous studies suggest that women often defer to their spouses when it comes to making long-term financial decisions, a choice that can put them at a distinct disadvantage in the event of divorce or death of a spouse. Our posts today and tomorrow will focus on the role financial advisors can play in helping their female clients successfully navigate these life transitions.

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Topics: Financial Planning

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