Uncovering Investing Trends Across Generations

Posted by Meagan Rogers, CFA, CFP

April 17, 2018 at 10:00 AM

Today, the Baby Boom generation (1946–1964), Generation X (1965–1981), and Generation Y (a.k.a. millennials [1982–2000]) represent a fairly even distribution of our country’s workforce and shape the dominant consumption patterns driving the U.S. economy. Each of these generations has been influenced by different economic events that have shaped their financial attitudes and beliefs. But what’s really interesting? Their financial goals, asset allocations, and investment preferences share meaningful similarities. Let’s uncover some of the investing trends across generations, including similarities and differences, as well as potential opportunities for financial advisors.

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Topics: Asset Management & Investing

Market Risk Factors: Theory and Practice

Posted by Brad McMillan, CFA, CAIA, MAI

October 24, 2017 at 10:00 AM

When thinking about market risk factors we should worry about, the list is quite extensive. Just googling “economic statistics,” for example, will give you about 365 million results. If you search “stock market statistics,” you’ll get only 8.5 million hits. The question, then, is how can we refine the data points to determine which indicators truly belong on our risk radar?

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Topics: Asset Management & Investing

Measuring Portfolio Performance: TWR Vs. IRR

Posted by Joe Marsh

September 19, 2017 at 10:00 AM

Here at Commonwealth, our Data Integrity team maintains and reconciles all of the data that appears on our Client360°®, Practice360°®, and Investor360°® platforms. These systems allow our affiliated advisors and their clients to manage many aspects of their overall financial picture.

But with all this data at their fingertips, many advisors still struggle with the best way to measure portfolio performance. Specifically, they often ask us about the difference between time-weighted return (TWR) and internal rate of return (IRR), also known as dollar-weighted return, and which option might be better to use.

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Topics: Asset Management & Investing

Streamline Your Advisory Business with These 4 Best Practices

Posted by Brian Lampron, AIF

May 30, 2017 at 10:00 AM

What if you could gain new clients without adding a significant amount of management time, cost, or work to your practice? Fortunately, certain efficiency-promoting processes can help you do just that.

To help streamline your advisory business, I suggest implementing the following best practices. Although all advisory firms can benefit from these methods, they're especially useful if your practice is growing.

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Topics: Asset Management & Investing

Human Capital in Portfolio Design: How to Help Young Investors

Posted by Peter Essele, CFA, CAIA, CFP

July 19, 2016 at 10:00 AM

Young investors are often undereducated when it comes to investing and accumulating sufficient assets for retirement. As industries move from defined-benefit structures to defined-contribution frameworks, this problem is only intensifying. Now, more than ever, young investors hold the keys to their own financial futures—and it’s your job to help your millennial clients meet their financial goals.

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Topics: Asset Management & Investing

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