What You Need to Know About Retirement Plan Auto Features

Posted by Derenig Kostikian

July 10, 2019 at 1:30 PM

Today’s workforce relies primarily on defined contribution plans as a means for saving for retirement. Although employee contribution rates and account balances are up, participants tend to defer only enough to receive their company match—and that might not be a high enough savings rate to meet their retirement income goals.

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Topics: Retirement Consulting

6 Retirement Questions Financial Advisors Should Prepare For (And Every Client Should Ask)

Posted by Justin C. Duft, JD, CFP, CLU, ChFC, CLTC

July 9, 2019 at 10:00 AM

When it comes to planning for the future, clients will (understandably) have questions and concerns. As their advisor, you are in a position to guide them through the retirement planning process, helping them to make the best decisions for their specific needs and retirement goals.

But what will your clients want to know? How can you ensure that you are giving them the most relevant and valuable information? These six critical retirement questions are ones every financial advisor should prepare for (and every client should ask).

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Topics: Retirement Income Planning

Vetting Your Vendors: A Guide to Performing Due Diligence

Posted by Andy Boncoddo

July 3, 2019 at 1:30 PM

In a world that seems to grow more prone to data breaches and identity theft by the day, what can you do to protect not only your own information, but that of your clients as well? Your clients entrust you with a lot of sensitive data, so it’s important that the vendors you work with have safeguards in place to keep this data secure. In fact, the law requires due diligence of business owners who have access to, maintain, or store consumers’ sensitive information.

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Topics: Information Security

8 Tips for Developing a Security Awareness Program

Posted by Commonwealth Financial Network

July 2, 2019 at 10:00 AM

When you hear the words “information security,” firewalls, antivirus programs, and multifactor authentication may come to mind. But what you might not think about is the one major vulnerability that every security system has: people.

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Topics: Information Security

Going Roth: Strategies to Maximize Savings for 401(k) Clients

Posted by Allen Cohen

June 26, 2019 at 1:30 PM

Roth 401(k)s have only recently gained traction with plan sponsors, despite the fact that both the Roth IRA and the 401(k) plan have been around for decades. As of 2018, according to the Callan Institute Defined Contribution Trends Survey, 85 percent of 401(k) plans now have a Roth option, up from 68 percent in 2016.

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Topics: Retirement Consulting

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