How clients choose to take pension payouts can make all the difference in their financial security. That’s why understanding the complete financial picture is key to helping them make smart decisions about payout options.

Our guide takes you beyond number crunching to help you create a holistic strategy based on both qualitative and quantitative factors, including:

• Current health and life expectancy
• Retirement age
• Other retirement assets
• Tax brackets
• Lifestyle goals and needs
• Spending habits