Rose Watson, JD, MSEL

Rose Watson, JD, MSEL, was previously director, advanced planning at Commonwealth Financial Network®, member FINRA/SIPC, an independent broker/dealer–RIA. She left the firm in 2017.

Information about securities-registered professionals may be found at FINRA BROKERCHECK.

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Recent Posts

New Year, New Start: Year-End Planning Tips for Your Clients

Special Needs Planning: A Complete View

Helping Your Clients with Medicare Enrollment in 5 Easy Steps

Estate Planning for Female Clients: One Size Does Not Fit All

Suddenly Wealthy: Helping Clients with Unexpected Inheritance

New Year, New Start: Year-End Planning Tips for Your Clients

Posted by Rose Watson, JD, MSEL

December 16, 2015 at 1:30 PM

Where did the year go? As year-end approaches, it’s a good time to follow a simple checklist to help your clients finalize their year-end planning. With that in mind, I’ve compiled 11 year-end planning tips to help your clients begin the new year with a fresh look at their financial plan.

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Topics: Financial Planning

Special Needs Planning: A Complete View

Posted by Rose Watson, JD, MSEL

December 1, 2015 at 10:00 AM

When you hear “planning for family members with special needs,” your thoughts might jump to children with developmental disabilities. But the reach of special needs planning spans much further. For example, what about the family member suffering from a serious brain injury as a result of a car accident? Or the person who has mental capacity but physical disabilities that require long-term financial support to help with his or her care?

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Topics: Financial Planning

Helping Your Clients with Medicare Enrollment in 5 Easy Steps

Posted by Rose Watson, JD, MSEL

November 10, 2015 at 10:00 AM

A few months before your clients turn 65, they’ll begin to receive mass mailings discussing Medicare enrollment, Medicare Advantage plans, and other pharmacy-related plans. Although many third-party providers offer legitimate products and services, it’s often difficult to differentiate between these marketing materials and official government mailings from the Centers for Medicare & Medicaid Services. If they haven’t established a plan ahead of time, your clients may be at risk of making poor decisions with financial repercussions.

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Topics: Retirement Income Planning

Estate Planning for Female Clients: One Size Does Not Fit All

Posted by Rose Watson, JD, MSEL

August 11, 2015 at 10:00 AM

Recently, I came across some interesting statistics: Women "now control more than half of all U.S. wealth," and female investors outperformed their male counterparts by 12 percent in 2014. Would it be surprising to learn, then, that women are less likely than men are to protect their assets with estate planning? Further, as an advisor, what challenges might you face in estate planning for female clients?

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Topics: Estate Planning

Suddenly Wealthy: Helping Clients with Unexpected Inheritance

Posted by Rose Watson, JD, MSEL

May 27, 2015 at 1:30 PM

When your clients receive an unexpected inheritance, they could experience a variety of feelings. Some will have trepidation about managing large amounts of inherited money. Others may be dealing with feelings of grief at the loss of the individual who left them the money. There may even be guilt at benefiting from a loved one's death. These uncomfortable emotions can paralyze some beneficiaries with indecision and lead others to take premature, ill-considered action.

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Topics: Estate Planning

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