Patrick Sarne

Patrick Sarne is a senior investment consultant at Commonwealth Financial Network®, member FINRA/SIPC, an independent broker/dealer–RIA. With the firm since 2007, Patrick provides affiliated advisors with comprehensive solutions to their investment-related questions, consulting on everything from mutual funds, ETFs, and asset allocation to advisory platforms and overall case design. He earned his BS in management science from the University of California, San Diego.

Information about securities-registered professionals may be found at FINRA BROKERCHECK.

Recent Posts

Offering Freedom of Choice: The Value of Hybrid Advice

Know Your Clients: Data-Gathering Techniques for Financial Advisors

The Key to Using Retirement Income Calculators: Check Your Assumptions!

How to Quantify Your Value-Add for Clients

Offering Freedom of Choice: The Value of Hybrid Advice

Posted by Patrick Sarne

October 31, 2018 at 1:30 PM

As the landscape of our financial industry evolves, we’re seeing an emerging trend that involves a deeper collaboration between clients and their financial advisors. This hybrid advice model can be defined as the combination of two components: a do-it-yourself attitude and professional guidance. It includes offering freedom of choice, which gives clients options that can be tailored to their specific needs, therefore granting them a higher level of service and satisfaction.

Read More

Topics: Pricing Your Business

Know Your Clients: Data-Gathering Techniques for Financial Advisors

Posted by Patrick Sarne

September 19, 2018 at 1:30 PM

In Wealth Management: The New Business Model for Financial Advisors, Russ Alan Prince and Hannah Shaw Grove suggest that the wealth management model is the wave of the future. They also help advisors determine if this holistic life-planning approach is right for them and the best way to adopt the approach. But what really struck me when reading this book was the authors' description of how to gather client information.

Read More

Topics: Financial Planning

The Key to Using Retirement Income Calculators: Check Your Assumptions!

Posted by Patrick Sarne

June 3, 2015 at 1:30 PM

In the process of helping your clients along the path to financial security, have you started using retirement income calculators to help set goals? If so, you're not alone. After all, the simplicity of entering a few assumptions about the future, and then receiving a numeric panacea to your clients' financial concerns, is very appealing. Further, the manufacturers of today's calculators try to differentiate their products by providing additional calculations and fancy reports. But it's the math behind these calculators that is the driving force, and the formulas rely entirely upon the assumptions that you supply.

Read More

Topics: Retirement Income Planning

How to Quantify Your Value-Add for Clients

Posted by Patrick Sarne

November 5, 2014 at 1:30 PM

Many advisors are constantly challenged with how to show their worth, define their value, and somehow put a finger on all the things they do for clients every day. Is this true for you?

Read More

Topics: Asset Management & Investing

New Call-to-action
5 Ways to Affiliate
The Independent Market Observer, Brad McMillan

Follow Us