As cyber criminals continue to develop more elaborate tactics in an effort to steal your or your clients' personal information, a password alone is no longer enough to protect you. Fortunately, a number of web-based e-mail providers and other online services now offer something called multifactor authentication—one of the simplest and most effective ways to secure your data.

Internet crime is an unfortunate reality. In fact, the FBI's Internet Crime Complaint Center received its three millionth complaint in May of this year. In 2013 alone, the dollar loss of complaints submitted totaled nearly $800 million.

Here at Commonwealth, our Information Security team believes that education is one of the most powerful weapons to improve Internet security. And to protect clients from online crime, you need to understand where the vulnerabilities are.