Maureen Baxter, CLU, ChFC

Maureen Baxter, CLU®, ChFC®, is an advanced planning consultant at Commonwealth Financial Network®, member FINRA/SIPC, an independent broker/dealer–RIA. Since joining the firm in 2013, she has been helping affiliated advisors with issues involving executive benefits; high-level insurance planning; and charitable, estate, and business planning. Maureen earned her MBA from Plymouth State and her CLU and ChFC from The American University.

Information about securities-registered professionals may be found at FINRA BROKERCHECK.

Recent Posts

Becoming Your Clients’ Best Social Security Planning Resource

The ABCs of Medigap and Medicare

The Financial Advisor’s Guide to Medicare Planning

Are There Hidden Financial Risks in Your Clients’ NQDC Plans?

Case Study Series: Succession Planning for a Family Business

Becoming Your Clients’ Best Social Security Planning Resource

Posted by Maureen Baxter, CLU, ChFC

January 9, 2019 at 1:30 PM

When it comes to social security, the biggest decision clients need to make is whether to claim at age 62, full retirement age (FRA), or age 70, right? It certainly can be that simple, but there are many next-level nuances to consider. To become your clients’ go-to resource for their social security planning needs, start by mastering the foundational rules—then, you’ll be prepared to address the more complex aspects of their situation, too.

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Topics: Retirement Income Planning

The ABCs of Medigap and Medicare

Posted by Maureen Baxter, CLU, ChFC

May 2, 2018 at 1:30 PM

As a financial advisor, understanding health insurance options for retirees is critical to providing your clients with the support they need as they transition into retirement. You may know of Medigap and Medicare Advantage plans as common retirement health care solutions, but the level of coverage each offers is different, and it’s important to be able to recognize and explain the distinctions between them.

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Topics: Financial Planning

The Financial Advisor’s Guide to Medicare Planning

Posted by Maureen Baxter, CLU, ChFC

February 20, 2018 at 10:00 AM

Did you know that to cover their retirement health care costs, a healthy 55-year-old couple may consume 92 percent of their social security benefits? Or that “total projected lifetime health care premiums . . . for a healthy 65-year-old couple retiring this year are expected to be $321,994 in today’s dollars ($485,246 in future dollars)”? These are staggering figures, and they highlight how important it is for advisors to guide clients through potential health care expenses in retirement.

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Topics: Retirement Income Planning

Are There Hidden Financial Risks in Your Clients’ NQDC Plans?

Posted by Maureen Baxter, CLU, ChFC

November 15, 2017 at 1:30 PM

Nonqualified deferred compensation (NQDC) plans can be an effective tool for employers to recruit, reward, and retain select executives. But if they aren’t set up properly, there could be hidden financial risks in your clients’ NQDC plans that could be detrimental to both the firm and the covered employees.

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Topics: Financial Planning

Case Study Series: Succession Planning for a Family Business

Posted by Maureen Baxter, CLU, ChFC

June 28, 2017 at 1:30 PM

Today’s post continues our case study series, showcasing the many creative solutions you can take when you’ve landed clients with complex planning issues. Here, we’ll explore succession planning for a family business.

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