Justin C. Duft, JD, CFP, CLU, ChFC, CLTC

Justin C. Duft, JD, CFP®, CLU®, ChFC®, CLTC, is manager, advanced planning, at Commonwealth Financial Network®, member FINRA/SIPC, an independent broker/dealer–RIA. With the firm since 2007, Justin acts as a resource for advisors on issues involving executive benefits, business, tax, estate, and charitable planning, and his strong background in insurance adds a unique perspective to the planning process. Justin has a JD from New England Law│Boston, an MS in financial services from The American College of Financial Services, and a BS in business administration from Northeastern University. He also holds FINRA Series 6, 7, 24, and 63 securities registrations.

Information about securities-registered professionals may be found at FINRA BROKERCHECK.

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Recent Posts

New Portability Rules for Estate Taxes: A Simplified Opportunity

Case Study Series: Special Needs Planning and Asset Protection

Case Study Series: An Education-Based Approach to Estate Planning

6 Bankruptcy Basics Financial Advisors Should Know [SlideShare]

Is AB Trust Planning Still Effective?

New Portability Rules for Estate Taxes: A Simplified Opportunity

Posted by Justin C. Duft, JD, CFP, CLU, ChFC, CLTC

November 14, 2017 at 10:00 AM

Looking for a way to help clients simplify their estate taxes, especially after the death of a spouse? The IRS’s new portability rules for estate taxes may be just the opportunity your clients need. The agency’s recently released Revenue Procedure 2017-34 allows for a deceased spouse’s unused exclusion amount to be transferred to the surviving spouse retroactively, offering the potential for substantial savings.

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Topics: Estate Planning

Case Study Series: Special Needs Planning and Asset Protection

Posted by Justin C. Duft, JD, CFP, CLU, ChFC, CLTC

June 21, 2017 at 1:30 PM

In today post, we’ll continue our case study series, showcasing the many creative solutions you can take when you’ve landed clients with complex planning issues. Here, we’ll explore the importance of special needs planning and asset protection.

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Topics: Estate Planning

Case Study Series: An Education-Based Approach to Estate Planning

Posted by Justin C. Duft, JD, CFP, CLU, ChFC, CLTC

June 20, 2017 at 10:00 AM

Today’s post is the first in a case study series that will showcase the many creative solutions you can take when you’ve landed clients with complex planning issues. Here, we’ll explore an education-based approach to estate planning.

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Topics: Estate Planning

6 Bankruptcy Basics Financial Advisors Should Know [SlideShare]

Posted by Justin C. Duft, JD, CFP, CLU, ChFC, CLTC

June 6, 2017 at 10:00 AM

People consider filing for bankruptcy for a number of reasons. Perhaps they or a family member experienced a prolonged medical issue, and costs have far exceeded what their insurance will cover. Or maybe their small business failed, and they don’t have enough assets to pay off their creditors. Nearly 800,000 people filed for bankruptcy in 2016, according to the Administrative Office of the U.S. Courts. Although these individuals must seek an attorney's advice to file, they may well consult a financial advisor like you first. Would you know how best to advise them on their options?

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Topics: Behavioral Finance

Is AB Trust Planning Still Effective?

Posted by Justin C. Duft, JD, CFP, CLU, ChFC, CLTC

April 19, 2017 at 1:30 PM

What does the recent increase in the federal estate tax exemption, plus the introduction of portability, mean for the traditional approach to estate planning using the AB trust? You may find that your clients are concerned that their estate planning strategy is no longer relevant. Or perhaps they just don’t want to spend the time and money to have an attorney review their documents when federal estate laws may remain in flux.

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Topics: Estate Planning

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