Joni Youngwirth

Joni Youngwirth is the managing principal, practice management, at Commonwealth Financial Network®, member FINRA/SIPC, the nation's largest privately held Registered Investment Adviser–independent broker/dealer. With the firm since 1998, Joni helps affiliated advisors adopt best practices and develop the mind-set and systems to grow their businesses to the next level. She has written and been featured in more than 100 published articles for leading industry publications. Joni received her MBA and MS from Boston University and holds a number of FINRA registrations.

Information about securities-registered professionals may be found at FINRA BROKERCHECK.

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Recent Posts

A Reminder to Communicate with Clients in Volatile Times

A Language of Retirement: Helping Clients Live Their Best Post-Career Life

How to Know When to Hire a New Employee

A New Reality for Advisors: Responding to the Death of Clients

Why Your Office Space Matters

A Reminder to Communicate with Clients in Volatile Times

Posted by Joni Youngwirth

May 21, 2019 at 10:00 AM

Though it sometimes seems otherwise, the financial crisis wasn’t that long ago. Baby-boomer clients were 44 to 62 years old in 2008; they’re 55 to 73 years old today. And they still make up the majority of most advisors’ clients and assets. But even though the demographics and net worth of your client base may be similar, the market gyrations in late 2018—and more recently with renewed trade tensions between the U.S. and China—don’t seem to have resulted in the same level of anxiety among your customers as they did back then.

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Topics: Practice Management

A Language of Retirement: Helping Clients Live Their Best Post-Career Life

Posted by Joni Youngwirth

March 5, 2019 at 10:00 AM

I’ve spoken with countless advisors about their retiring clients. What I’ve learned is that even when a client is secure financially, that doesn’t always equal happiness in retirement. As a society, we haven’t developed good strategies to help people adjust from the work-based life they led for decades to something else.

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Topics: Practice Management

How to Know When to Hire a New Employee

Posted by Joni Youngwirth

September 12, 2018 at 1:30 PM

Many advisors often struggle with determining when to hire a new employee, and it can be difficult to decide if the costs—whether it be money or time—are worth it. Is it better to be proactive and add someone to the team ahead of time to avoid disaster, or to save money and wait to see if existing employees can handle the additional work?

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Topics: Practice Management

A New Reality for Advisors: Responding to the Death of Clients

Posted by Joni Youngwirth

August 30, 2017 at 1:30 PM

In a sign of changing times for our industry, the oldest baby boomers reached age 70 in 2016. What does this mean for financial advisors? Over the next decade and beyond, it’s likely that you’ll find yourself attending to the needs of grieving survivors, as well as responding to the death of clients. Do you have a plan for how your firm will deal with this new reality?

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Topics: Practice Management

Why Your Office Space Matters

Posted by Joni Youngwirth

April 12, 2017 at 1:30 PM

When I visit a firm for the first time, I always take a good look around. In general, I would classify my first impressions as generally neutral to positive. But every once in a while, there’s an office space that leaves me with an exceedingly positive (or negative) feeling.

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Topics: Practice Management

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