This question is interesting in many ways. I was at a technology conference a few weeks ago, and the head of technology at Procter & Gamble mentioned that she poses this question to her innovation team to help them reach their potential. Let’s face it, we are all risk averse on some level every day; otherwise, we’d all be taking savings, running to Vegas, and putting it all on one spin of the wheel.

So you don’t think that your LinkedIn profile matters? This article from Advisor Perspectives offers a million reasons why it should matter to you.

I’m currently attending the T3 (Technology Tools for Today™) advisor technology conference in Miami, hosted by Joel Bruckenstein and David Drucker. This is the eighth year for the conference, and I’ve had the privilege of attending seven of them.

Innovation typically happens gradually, with many “breakthroughs” catching on more as a result of marketing than because of the breakthrough itself. Consider the iPad. Microsoft released virtually the same product almost a decade earlier—except that it was clunky, crashed all the time, wasn’t compatible with other devices, and so forth. In short, it was a dud. Then along came the iPad. Not only is it more than a glorified Microsoft tablet from the last decade, it is also the tablet perfected and marketed almost flawlessly.

It’s that time of year again—the time when everyone makes his or her New Year’s resolutions. We resolve to love and laugh more often or to lose weight by eating healthily in combination with hitting the gym. Of course, now is also the time when business owners everywhere work on their business plans for the year, trying to get them in shape as well.