Commonwealth Independent Advisor

Anna Hays, JD, LLM

Anna Hays is an advanced planning consultant at Commonwealth Financial Network®, member FINRA/SIPC, the nation’s largest privately held Registered Investment Adviser–independent broker/dealer. With the firm since November 2016, she provides financial planning support for affiliated advisors, including estate, trust, charitable, education, business, and social security planning strategies. Anna earned her undergraduate degree and JD from Duquesne University and her LLM in international human rights from the National University of Ireland in Galway.

Information about securities-registered professionals may be found at FINRA BROKERCHECK.

Recent Posts

Help Clients Stay on Track with This 10-Point Year-End Financial Planning Checklist

Planning for Special Needs Trusts: 3 Key Questions

Health Care Update: Expanded Medicare Advantage Benefits

One Bite at a Time: Longevity Planning for the Sandwich Generation

5 Steps for Successful Family Wealth Planning

Help Clients Stay on Track with This 10-Point Year-End Financial Planning Checklist

Posted by Anna Hays, JD, LLM

October 7, 2020 at 11:00 AM

Although 2020 has been a year of unexpected changes, one routine remains consistent: the fourth quarter means it’s time to help clients plan their finances for the new year. With new tax and retirement considerations related to the COVID-19 pandemic this year, it’s not too early to get going on those planning conversations with clients—this way, they won’t find themselves scrambling during the holiday season, and you’ll have the opportunity to reinforce the value you deliver.

Read More

Topics: Financial Planning

Planning for Special Needs Trusts: 3 Key Questions

Posted by Anna Hays, JD, LLM

September 16, 2020 at 11:00 AM

Families with special needs children or adults must contend with a significant challenge: how to provide their loved ones with the resources to maintain quality of life for the long term. Although there’s no simple solution, special needs trusts have numerous advantages that can help provide economic security for beneficiaries and reassurance for families.

Read More

Topics: Financial Planning, Estate Planning

Health Care Update: Expanded Medicare Advantage Benefits

Posted by Anna Hays, JD, LLM

February 25, 2020 at 10:00 AM

Health care is a big line item in the budget for most advisors’ clients, particularly those who are seniors (or closing in on that demographic). For this group, helping clients navigate their Medicare options has always been a major planning concern. Now, with expanded Medicare Advantage benefits in effect, you and your clients have additional information to evaluate, including a new open enrollment period.

Read More

Topics: Retirement Income Planning

One Bite at a Time: Longevity Planning for the Sandwich Generation

Posted by Anna Hays, JD, LLM

August 13, 2019 at 10:00 AM

Increased life expectancies and an aging population have presented unique challenges in planning for the sandwich generation, a group of people trying to balance raising young children, providing care to parents, and managing their own lives. As a trusted advisor, you may be the first resource these individuals ask for help with the legal, health care, and financial concerns surrounding their role as both caregivers and consumers. Here’s what you should know.

Read More

Topics: Financial Planning

5 Steps for Successful Family Wealth Planning

Posted by Anna Hays, JD, LLM

July 23, 2019 at 10:00 AM

Members of Generation X (those currently in their late 30s to early 50s) are often referred to as the forgotten financial generation, with a history of being overlooked as a demographic by the financial planning industry. And according to a recent Investopedia article, millennials (those currently in their early 20s to mid-30s) “face the most uncertain economic future of perhaps any generation in America since the Great Depression.” With $68 trillion transferring from baby boomers to these two groups over the next 25 years, it’s essential that your older clients start thinking about family wealth planning—and that you are ready to support both your existing clients and their children along the way.

Read More

Topics: Estate Planning

New Call-to-action
New Call-to-action

Follow Us