Navigating the Net Unrealized Appreciation Tax Strategy

Posted by Heather Zack, JD

February 7, 2017 at 10:00 AM

As an advisor, part of your value proposition is educating your clients on financial planning strategies that they may be unfamiliar with but that could benefit their long-term financial picture. Occasionally, some of these strategies may also be foreign to you! One prime example is the net unrealized appreciation tax strategy (also known as NUA).

Read More

Topics: Financial Planning

Don't Get Hooked: 5 Signs of a Phishing E-Mail

Posted by Sean Mackey

February 1, 2017 at 1:30 PM

Did you know that phishing (i.e., scam) e-mails account for about 91 percent of all cyber attacks? In other words, nearly every cybersecurity issue you could think of—from viruses, to ransomware, to full-blown data breaches—starts with users accidentally clicking malicious links in e-mails.

Read More

Topics: Information Security

How to Help Your Clients Avoid Tax-Related Identity Theft

Posted by Sean Mackey

January 31, 2017 at 10:00 AM

It’s likely that you and many of your clients have already started thinking about taxes. Unfortunately, another group is also getting ready for tax time: identity thieves.

As you know, there’s a significant increase in the sharing of sensitive information—both online and via mail—during tax season. This presents an ideal opportunity for identity thieves to steal your clients’ personal information and possibly their identities.

How can you help your clients avoid tax-related identity theft? You can start by understanding the problem and then educating yourself on possible solutions.

Read More

Topics: Information Security

Pensions and Social Security: The Impact of the WEP and GPO

Posted by Justin C. Duft, JD, CFP, MSFS, CLU, ChFC, CLTC

January 25, 2017 at 1:30 PM

When it comes to planning for retirement income for those clients who have a history of working in both the public and private sectors, things can get tricky. Specifically, there are two legislative provisions—the windfall elimination provision (WEP) and the government pension offset (GPO)—designed to prevent these individuals from receiving their full pensions and social security benefits, which can drastically affect how much retirement income they receive.

Read More

Topics: Retirement Income Planning

6 Retirement Questions Financial Advisors Should Prepare For (And Every Client Should Ask)

Posted by Justin C. Duft, JD, CFP, MSFS, CLU, ChFC, CLTC

January 24, 2017 at 10:00 AM

When it comes to planning for the future, clients will have many questions for you, their trusted advisor. By responding carefully—and with relevant, detailed information—you'll help your clients make well-informed decisions and reach their retirement goals.

But what will your clients want to know? Here are six critical retirement questions financial advisors should prepare for (and every client should ask).

Read More

Topics: Retirement Income Planning

Commonwealth Business Review
5 Ways to Affiliate
The Independent Market Observer, Brad McMillan

Follow Us