If you haven't fallen victim to identity theft—or haven't heard of someone who has—consider yourself a member of a slowly shrinking minority: statistics show there's a new identity fraud victim every two seconds! Most of us have some level of protection against identity theft, such as credit monitoring or multifactor authentication, enabled for our online accounts. But identity thieves often take it a step further.

Many businesses use the cloud for storing and backing up files and data, and you might be looking into doing this for your financial services firm, too. After all, the cloud is affordable, hands-off, and convenient. You don't have to worry about taking up memory space on your devices; keeping track of physical documents; or purchasing, installing, and maintaining additional hardware or technology infrastructure.

With the new year comes the beginning of tax season. And with tax season comes IRS tax scams from criminals who’d like to trick you into revealing your credit card and bank information, address, social security number, or anything else that could help them steal your money.